Individual health insurance plans cover medical expenses for illnesses, injuries, and other conditions. Unlike an employer paid plan, individual plans are selected by you and you pay for them on your own. We offer a wide variety of plan types as well as, multiple coverage amounts, 100%, 80/20, 70/30 and 50/50. Just like employer-provided coverage, individuals must enroll during open enrollment or have a qualifying event to enroll outside of the open enrollment period.
A short-term policy is a comprehensive healthcare plan that provides medical coverage from 30 days up to 36 months. These can be beneficial to those who are in between health plans, outside of the open enrollment period, or need coverage until new coverage can begin. These plans are NON-ACA compliant plans and require health questions to be answered for approval.
QSEHRA (Qualified Small Employer Health Reimbursement Arrangement)
QSEHRA is an option for small employers who do not offer medical insurance to ease the cost of health care premiums or medical expenses for their employees. The costs reimbursed through a QSEHRAare tax-deductible by businesses and tax-free for employees.