Under 65 Individual Health

Under 65 Individual Health

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Under 65 Individual Health

Health insurance covers medical expenses for illnesses, injuries and conditions. But, unlike a plan through an employer, individual health insurance is something you select and pay for on your own. So, what’s health insurance for and why do you need it? Because accidents or health problems can happen at any time

• Medical expenses can be high—they’re the number one cause of bankruptcy

• To gain access to a network of doctors and hospitals that have negotiated lower rates with insurance companies

• To pay and keep track of medical payments quickly and easily

• To safeguard your way of life and your family’s physical and financial wellbeing

We offer a wide variety of plan types as well as, multiple coverage amounts, 100%, 80/20, 70/30 and 50/50.

Copay Plans

These health insurance plans offer comprehensive benefits. Office visits and preventative care are covered as well.

HSA Plans

When you combine it with an HSA, an HSA-compatible plan puts you in control. Gain tax benefits with your choice of funding options.

An HSA is a tax-exempt trust or custodial account established for the purpose of paying qualified medical expenses.

An HSA can be a powerful tax savings tool for paying qualified medical expenses. In general, HSA contributions made by an eligible individual are tax-deductible and employer HSA contributions made on behalf of an eligible employee are excluded from the employee’s gross income. Interest and other earnings on HSA contributions accumulate tax-free. Amounts distributed from an HSA for qualified medical expenses are generally tax-free as well

Value Plus Plans

These plans give you access to comprehensive medical coverage with a low monthly premium that fits your budget.

Short-Term Plans

If you’re looking for the security of a comprehensive health plan for six months or less, our Short-Term Plans have you covered.